Catastrophe risk modeling,
powered by AI agents.
CatRisk AI is an enterprise-grade AI copilot for catastrophe risk professionals. A multi-agent LangGraph system answers exposure queries, orchestrates RMS/AIR model runs, monitors accumulation against thresholds, processes broker submissions, and generates regulatory reports — all through a natural language interface.
Five specialist AI agents — one platform
Portfolio exposure intelligence
Ask questions about TIV, location counts, CRESTA zone concentrations, and accumulation across your entire portfolio. Answers from live EDM data.
- TIV by state, CRESTA zone, county
- Peril-filtered exposure queries
- Construction & occupancy breakdowns
Model run management
Submit, monitor, and interpret RMS RiskLink model runs through natural language. Get OEP/AEP curves, PML at return periods, and AAL — instantly explained.
- RMS RiskLink, Risk Modeler, Underwriter IQ, Exposure IQ integration
- OEP / AEP exceedance curves
- 100-yr, 250-yr, 500-yr PML
RAG-powered compliance Q&A
Instant answers from your RMS SOPs, Lloyd's RDS requirements, NAIC RBC rules, and Solvency II guidelines — all cited with source documents.
- Lloyd's RDS & NAIC compliance
- RMS SOP retrieval
- ChromaDB vector search + RAG
Automated broker submission processing
Upload PDF, Excel, or ACORD submissions. The AI agent extracts structured data, geocodes addresses, validates completeness, and scores data quality automatically.
- PDF / Excel / ACORD extraction
- Nominatim geocoding
- Data quality scoring (0–100)
Real-time threshold surveillance
Monitor portfolio accumulation against configurable TIV and PML thresholds by state, CRESTA zone, and peril. Automated alerts via Teams or Slack when limits approach.
- Live utilization gauges
- Warning / breach / critical alerts
- Teams & Slack webhook notifications
Regulatory & management reports
Generate PML summaries, exposure reports, Lloyd's RDS regulatory filings, and accumulation monitor exports in JSON, Excel, or PDF — on demand.
- Lloyd's RDS scenario reports
- PML summary (10 to 1000-yr)
- Excel & PDF export
Built on your RMS infrastructure
RMS RiskLink Integration
Connects directly to RMS RiskLink, Risk Modeler, Underwriter IQ, AIR Touchstone and other leading CAT platforms via CLI. Submits model runs, retrieves OEP/AEP curves and event loss tables. Falls back to high-fidelity simulation when running offline.
EDM / RDM Data Model
Full RMS Exposure and Results Data Model schema in SQLite: tAccount, tPolicy, tLocation, tModelRun, tLossCurve, tEventLoss — queryable by natural language.
CRESTA Zone & Peril Coverage
Full US peril coverage: Hurricane (HU), Earthquake (EQ), Flood (FL), Wildfire (WF), Windstorm (WS). CRESTA zone aggregation across FL, TX, CA, NY and all US states.
Live Dashboard
Streamlit-powered dashboard with portfolio exposure charts, loss curves, model run tracker, submission queue, accumulation gauges, and real-time AI chat — all in one interface.
Enterprise architecture
LangGraph supervisor + Claude Sonnet
LangGraph 1.0 supervisor pattern routes queries to five specialist agents. Claude Sonnet (claude-sonnet-4-6) for LLM inference. ChromaDB + sentence-transformers for local RAG.
- LangGraph supervisor-specialist pattern
- Claude Sonnet (claude-sonnet-4-6)
- ChromaDB + all-MiniLM-L6-v2 embeddings
- Keyword + LLM hybrid intent routing
FastAPI + SQLite + SSE streaming
Async FastAPI backend with 38 REST endpoints. SQLite EDM/RDM schema. Server-Sent Events for real-time streaming chat. Background task execution for model runs.
- FastAPI + SQLAlchemy + Pydantic v2
- SQLite (SQLServer-compatible schema)
- SSE streaming chat responses
- Background model run execution
Streamlit dashboard
Six-page Streamlit dashboard: Chat, Portfolio, Model Runs, Submissions, Accumulation Monitor, and Reports. Plotly visualizations, real-time gauge charts.
- Real-time streaming chat UI
- Plotly OEP/AEP curve charts
- Accumulation utilization gauges
- Report generation & download
Docker + AWS Lightsail
Fully containerized with Docker Compose. Deployed on AWS Lightsail. One-command deploy from Windows via SCP + SSH. Data persisted in Docker volumes.
- Docker Compose (API + UI containers)
- AWS Lightsail (Ubuntu 22.04)
- Nginx reverse proxy
- One-click Windows deploy script
Transparent enterprise pricing
- Up to 5 users
- AI chat & exposure analytics
- CAT model run management
- Knowledge base Q&A
- Basic accumulation monitoring
- JSON & Excel reports
- Standard support
- Up to 25 users
- All 5 specialist AI agents
- RMS RiskLink integration
- Full accumulation monitoring
- Broker submission intake
- Lloyd's RDS regulatory reports
- Teams & Slack alert webhooks
- Priority support & SLA
- Unlimited users
- AIR Touchstone & Verisk integration
- SQL Server EDM/RDM connection
- Custom agent development
- White-label & brand customization
- SOC 2 & data residency options
- Dedicated customer success
- 99.9% uptime SLA
Ready to put AI to work
on your CAT portfolio?
Access the live platform now or schedule a demo with your exposure data. We configure, deploy, and support — your team models smarter from day one.